Youi Insurance Review
Reviewed by Insurance Carve
Insurer Name:Youi Insurance
About Company:A part of the Rand Merchant Insurance Holdings (RMIH) Limited Group of Companies, Youi Insurance is an insurance company registered in Australia. RMIH is a large diversified international holding company for big insurance brands.
Youi is a trusted brand which is known for its unique service, keeping the interests of its customers in mind and prices that are far less than others.
Covers:Car insurance, contents insurance, home insurance
Advantages:Youi provide the best insurance services to people with good driving and insurance histories. In any case, a low risk driver is bound to get more benefits from any insurance. Their website is interactive and hassle free to access. Policies can be viewed and changed easily. Most customers say that making claims have never been more relaxed.
In case of an accident, the assessor will be sent to inspect your car within 24 hours, and the car will then be off to repairs within three days. Friendly, well informed and helpful staffs can be contacted in a 24 hour hotline to enhance customer satisfaction even further.
Disadvantages:A common problem that has been reported many times is that staffs ask too many questions in order to judge your driving credentials, which, can be pretty time consuming.
In cases when your driving history is not good, the prices will go up quickly, sometimes even twice as much from other insurance plans. The fees can be as high as an extra $600 or even more, but this is reasonable as drivers with bad history are likely to need to make more claims.
Conclusion:Being a small car and home insurance company that Youi is, it provide good services for low risk drivers. But, if someone's driving and insurance history is not clean, the prices as well as complaints can go up rapidly.
Make sure you have read through all the formal documents, including the Product of Disclosure to know what you are buying. Pay close attention to the fine prints as it may contain some information you don?t want to miss out.
Insurance Carve deems Youi Insurance as a company worthwhile to purchase insurance from.
Website Address: http://www.youi.com.au/
Phone Number: 1300 009 684
Email Address: N/A